Loans & Financial Matters
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Need a Loan?
The starting point is a business plan. Refer to the information in the section on Business Plans. SCORE LA offers workshops on the basics of a business plan. Our mentors are happy to go over your business plan when you are ready.
Bank criteria for lending to existing and start-up businesses
Bank Loan Requirements
SBA Loan Programs 7(a), 504, and SBAExpress
SBA Loan Programs
Find the Right Business Loan for You: Loan Type and Requirements
Financing a Company of Any Size
Summary notes – SCORE National’s “Workshop in a Box” on Funding.
Securing Capital to Grow Your Business
Opportunity Fund: A nonprofit that lends up to $100,000.
Opportunity Fund-Access to Capital
VEDC: A nonprofit that helps small businesses that don’t qualify for traditional bank lending
Crowdfunding Cheat Sheet by Kathleen Minogue of Crowdfund Better
Crowdfunding: an alternative financing approach
SBA Crowdfunding Notes
Financing and Other Business Assistance Programs
List of microlenders, business grants, crowdfunding and investors as well as recommended readings on each financing strategy.
Financing Resource Guide 2016
Camino Financial, an online lender specializing in the Hispanic community, has provided these articles and videos on business loans.
- How to Get Early Stage Funding 9-15-15 – Article
- How to Get Early Stage Funding – Video
- Understand Your Business Credit and Get Access to Cheaper Capital 7-25-14 – Article
- Myth or Truth?: I Cannot Get Credit if I Have Only a Tax ID 6-26-15 – Article
- Think You Don’t Need Business Credit? Think Again – Article
- How to Prepare Your Business for a Bank Loan – Video
The SBA International Trade Loan Program
SBA Export Loan Programs – 06.12.14
The SBA list of banks and their SBA lending, 2nd quarter, 2014
Lender Ranking, 2nd Quarter FY14
If you want further information on which banks might be the best to approach about a loan, contact the District Director Lender Relations at the SBA
A guide from the Pan American Bank
Small Business Loan Guide – 2014-01
The myth of free grant money
No Free Grant Money
Templates that may be helpful
Interesting article from the Harvard Business Review
Growing a Start Up without Outside Investors – Chobani – Oct 2013
How do I improve my business finances? Pay my business debts? Where do I get money?
Before you search for funding of any type, please review information available at the following links:
- SCORE Visa Financial Management Workbook: Manage Your Business Finances Better
- SCORE Business Debt Relief Guide: How to Pay Business Debts You Can’t Afford
SBA Office of Advocacy is the independent voice for small business in the Federal Government and the source of small business statistics.
Advocacy is an independent voice for small business within the federal government and is the watchdog for the Regulatory Flexibility Act (RFA). Advocacy advances the views and concerns of small business before Congress, the White House, the federal agencies, the federal courts and state policy makers.
US Government Agencies and Resources